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Skylight One ATM Near Me [for Free]

Skylight One ATM Near Me

The Skylight ONE Card by Netspend is a prepaid debit card from Republic Bank & Trust Company. It is for those without bank accounts and offers features like online bill payment and cash back rewards. In your case, you are looking for “Skylight One ATM Near Me”. Well, users can withdraw cash from ATMs, especially from Metabank, MoneyPass, Visa Plus Alliance, and Allpoint networks for no extra fees.

The Skylight website also helps to locate nearby fee-free ATMs. Daily ATM withdrawal is up to $1,000, but some ATMs may have lower limits.

Key Takeaways

  • The Skylight ONE® Card is a service by Netspend that allows you to activate and access card features online.
  • Users can withdraw cash from ATMs with the Skylight ONE card, especially at surcharge-free ATMs like Allpoint or MoneyPass.
  • The card is a Netspend prepaid debit card issued by FDIC member banks, suitable for those without traditional bank accounts.
  • Skylight ONE cardholders have a daily ATM withdrawal limit of $1,000, with some restrictions on transfer frequency.

What is Skylight ONE?

The Skylight ONE Card is a service provided by Netspend. Some of Skylight ONE Card features include:

  • Ability to activate your Skylight ONE Card and verify identity online. Once activated, you can access the card’s features. Use Activate/Register.
  • Features
    • Provides an introduction to the new Skylight ONE Card.
    • Allows you to receive customizable text messages or email alerts to stay updated.
    • Offers cash back rewards for everyday purchases made with the Skylight ONE Card.
    • You can pay bills online using the card, eliminating the need to stand in line or purchase money orders.
    • It allows you to check their balance and view recent transactions in the Online Account Center.
    • You can also withdraw 100% of your wages in cash using a no-cost Skylight Check at over 8,800 locations nationwide.
  • If you are looking for a phone number or more specific contact details, it would be best to visit the Contact Us section of the Netspend website.

The Skylight ONE Visa Prepaid Card and the Skylight ONE Prepaid Mastercard are issued by Republic Bank & Trust Company. Netspend is a registered agent of Republic Bank & Trust Company. Also, the funds deposited on the card are FDIC-insured up to $250,000 through the issuing bank.

Can I Pull Out Money at an ATM with a Skylight Card?

If you have a Skylight ONE card, you can indeed withdraw cash from an ATM. The Skylight ONE card is built for flexible access to your funds. One of the most convenient methods is using an ATM. So, yes, you can pull out money at an ATM with a Skylight Card. Just search “Skylight One ATM near me” – that’s all.

If you’re near a Mastercard member bank, you can also go inside and withdraw cash over the counter. This can be useful if you are looking to withdraw a larger amount or if you’re in a location where an ATM might not be readily available.

Moreover, Skylight ONE cardholders can benefit from surcharge-free withdrawals at Allpoint or MoneyPass ATMs. These are networks of ATMs that don’t charge the additional fees that some other ATMs might. It’s a great way to save on those pesky ATM fees that can add up over time.

Skylight One ATM Near Me

Skylight One ATM Near Me

If you are not sure where the nearest surcharge-free ATM is, you can visit the Skylight website at skylightpaycard.com. Here, you have a handy tool that helps you locate the nearest surcharge-free ATM to access your money for free.

The Skylight ONE Card is a Netspend prepaid debit card issued by FDIC member banks. It is designed for individuals who either don’t have bank accounts or aren’t interested in obtaining one. With the Skylight PayOptions program, users can deposit money into a card that’s protected by the FDIC. This card can be accessed anytime through ATMs and bank counters.

The Skylight Debit Cards are available as both MasterCard and Visa cards. While you can withdraw cash from any ATM that accepts Visa or MasterCard globally, many of them might charge fees.

ATM withdrawal fees can quickly add up, even if they’re just a few dollars each time. However, there are several ATM networks where you can withdraw money from your Skylight card for free:

  1. MetaBank ATM. Locations include CVS Pharmacy, Speedway gas stations, and Walmart stores nationwide.
  2. MoneyPass ATMs. Locations include banks, credit unions, and retail locations like CVS, Walgreens, and Costco.
  3. Visa Plus Alliance ATMs. Locations include banks, credit unions, 7-Elevens, Targets, and Walgreens.
  4. Allpoint ATMs. The ATM locations are available at retail stores like CVS, Walgreens, Target, Speedway, and Rite Aid.

How to Find a Free Skylight ONE ATM Near Me

  1. Visit the Allpoint Network website: Allpoint Network or Netspend Location Finder
  2. Download the Allpoint app on your iPhone or Android.
  3. Call the number on the back of your card to hear a list of locations.

Skylight One ATM Near Me Phone Number

Skylight One offers ATM locations to cater to the needs of its users. If you’re looking to find a Skylight One ATM near you, one of the easiest ways is to use Google Maps. Simply open Google Maps on your computer or mobile app, type in “Skylight One ATM locations” followed by your location or address, and then press ‘Enter’ or click ‘Search’.

The search results will display the nearest Skylight One ATM locations as red mini-pins or dots. The mini-pins usually represent the top search results for your query.

Google Maps is a widely used web mapping service developed by Google. It provides you with satellite imagery, aerial photography, street maps, and even 360° interactive panoramic views of streets. As of 2020, over 1 billion people utilized Google Maps every month.

What ATM is Free for Skylight Card?

1. MetaBank ATM

As the parent company of Netspend, MetaBank provides free ATM withdrawals to Netspend cardholders. These ATMs can be found at CVS Pharmacy, Speedway gas stations, and Walmart stores nationwide. Find a MetaBank ATM near me.

2. MoneyPass ATMs

These ATMs are part of the Netspend network, allowing users to withdraw cash without any surcharges. You can find MoneyPass ATMs at various locations, including banks, credit unions, and retail stores like CVS, Walgreens, and Costco. Locate a MoneyPass ATM near me.

3. ATMs with Visa Plus Alliance

You can access funds from your Netspend account at over two million ATMs within the Visa Plus Alliance network. These ATMs are widespread and available at banks, credit unions, 7-Elevens, Target, Walgreens, and even university campuses. Find a Visa Plus Alliance ATM near me.

4. Allpoint ATMs

Being a part of Allpoint’s surcharge-free ATM network, Netspend offers free ATM services to its cardholders. There are over 55,000 ATMs in this network, and they can be found at retail stores like CVS/pharmacy, Walgreens, Target, Speedway, and Rite Aid. Locate an Allpoint ATM near me.

Skylight One Withdrawal Limit

The Skylight ONE Prepaid Payroll Card is a consumer-purpose prepaid card issued by Elan Financial Services for Skylight Financial, Inc. This card is not a credit card and cannot be used to access any other checking or savings account.

When it comes to withdrawal limits:

1. ATM or POS Terminal Withdrawals

You can use your Skylight ONE card to withdraw up to $1,000.00 each day at any participating ATM or Point of Sale (POS) terminal.

However, some ATM owners might have limits lower than this amount for a single withdrawal. This withdrawal limit starts at 3:31 P.M. Eastern Time each calendar day and ends at 3:30 P.M. Eastern Time the next calendar day.

2. Limitation on the Frequency of Transfers

For security reasons, there might be restrictions on the number of transfers a cardholder can make using ATMs and POS terminals on any given business day.

3. Other Limitations

Your card might be denied if you exceed the daily withdrawal limit, don’t have sufficient funds on the card, or enter an incorrect Personal Identification Number (PIN). If a cardholder tries to exceed these limits excessively, their card might be captured.

4. Funding Your Skylight One Card

This card is used for receiving electronic deposits such as Payroll Direct Deposits. However, you can also load additional funds at certain locations.

Excluding direct deposits from employers, the maximum amount that can be loaded onto the card in a single reload is $5,000 per day. The overall maximum balance you can have on your card when combined with any other cards they might have, is restricted to $10,000.

5. Transactions Exceeding Balance

Unfortunately, you can’t exceed your funded card balance. If they do, they are responsible for the overdraft and must forward the payment immediately.

Conclusion on Skylight One ATM Near Me

If you are using the Skylight ONE Card provided by Netspend, this prepaid debit card hosts features like online bill payment and cash withdrawal. Issued by Republic Bank & Trust Company, it’s FDIC-insured up to $250,000.

Remember that you can access your funds from ATMs, with certain networks offering surcharge-free withdrawals. The card has a daily ATM withdrawal limit of $1,000 and a balance cap of $10,000, catering to those without traditional bank accounts.

Read alsoSkylight Paycard Overdraft Limit and How Much

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Written by
Jim Marous

Jim Marous is a Top 5 Retail Banking Influencer, Global Speaker, Podcast Host and Co-Publisher at The Financial Brand. I am a co-author here at Blueopes Finance, writing on a lot of topics regarding payments, banking software, cards, and investing.

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