Can I Add Cash to My Venmo Card at Walgreens?

By Neil Harris 10 Min Read

Can I Add Cash To My Venmo Card at Walgreens? The short answer – unfortunately, unlike other reloadable debit cards, the Venmo card cannot be reloaded at a store such as Walgreens. Nevertheless, this card is accepted wherever Visa, MasterCard, or American Express is welcomed.

Many online resources are claiming that this is possible, and some even give “unverified” steps about how this works. No, those are lies. In fact, if you took your Venmo debit card to Walgreens, the cashier would be clueless about reloading it. That’s because you can only reload a Venmo card using your bank account, or fund it in other ways.

[box title=”Key Takeaways” style=”soft” box_color=”#333333″ title_color=”#FFFFFF” radius=”3″]
  • You cannot add cash to your Venmo card at Walgreens.
  • The Venmo Debit Card works using your Venmo balance, and funds can be automatically drawn from your linked bank account if needed.
  • To add money to your Venmo balance, use the Venmo app and select from either a bank or debit card.
  • If your Venmo balance is low, and you have reloads turned on, funds will be taken from your bank in $10 increments to cover purchases.

Can I Add Cash to My Venmo Card at Walgreens?

Can I Add Cash to My Venmo Card at Walgreens

As explained earlier, you can’t reload (or top up) your Venmo Card at Walgreens. The Venmo Debit Card works using your Venmo balance.

But if you’re planning a purchase that exceeds your current balance, don’t panic. With the Venmo reload feature, funds are automatically drawn from your linked bank account in $10 increments to cover your purchase.

Also, activating reloads on your Venmo is not mandatory to use the card. Just ensure your bank account has enough funds to prevent declined transactions or potential overdraft fees.

Below are steps to enable or disable reload on Venmo debit card:

  1. Open the Venmo app.
  2. Tap on the Cards tab.
  3. Click on your card’s image.
  4. Use the toggle to set up reloads for when your balance is low.
  5. You’ll need to choose a bank account to fund the reloads.

If you have turned off reloads or reached your limit, and do not have enough balance, your purchase might be declined.

How to Add Money to Venmo Balance

  1. Open the Venmo app.
  2. Tap on the Me tab, then Manage Balance in the Wallet section.
  3. Choose Add money.
  4. Pick From bank or debit card.
  5. Enter the amount and select your funding source.
  6. Tap Add.

Note: Once you start the transfer, you can’t cancel it. But, you don’t need money in Venmo to pay others. You can use a linked source. Some users can also use the Cash a Check service in the app.

What if Venmo won’t let you add your card? I have explained in detail why Venmo won’t let you add your debit card.

How Long Does it Take to Add Money to Venmo Card?

  1. Debit card transfers are usually instant.
  2. Bank transfers take 3-5 days.

Weekends or holidays might delay your transfer. Also, to see your transfer status, look under the Me tab in the Venmo app.

If you notice a charge in your bank but the money isn’t in your Venmo yet, don’t worry. It’s still processing. Venmo reviews transfers. This could cause delays or even freeze your funds.

If after 5 business days the money isn’t in your Venmo, reach out to Venmo Support.

How Does Venmo Mastercard Reload Work?

If your Venmo balance is not enough for a purchase, and you have reloads turned on, Venmo will pull funds from your bank in $10 increments.

Example 1

You have $0 in Venmo and buy something for $40. Venmo will take $40 from your bank, making your Venmo balance $40.

After the purchase, your balance is back to $0. You will see a $50 charge on your bank statement.

Example 2

With a $30 Venmo balance, you buy something for $40. Venmo adds $15 from your bank. Before the purchase, your balance is $45. After the purchase, you have $5 left. Your bank statement will show a $15 charge.

The final purchase amount is known 1-5 business days after you use your card. Sometimes, it can take up to 30 days.

In the Venmo app, check your transaction history. Look for “Reload from Bank” or use the “Bank transfers” filter under the “Me” tab.

If your Venmo balance is low and reloads are on, funds will be taken from your bank. Ensure your bank has enough money to avoid fees.

What is Venmo Debit Card Reload Limit?

A Venmo card limit is a cap on how much can be added to your Venmo account in a week. Both past reloads and future ones from pending buys count towards this limit.

For instance, imagine you have no money in your Venmo and you spend $50 at a diner. Even if Venmo has not added money to your account yet, they will set aside $55 from your reload limit for that buy.

Now, if you tipped $10 at the diner, making your total $60, and your balance is still 0, Venmo will add $65 to your account. This $65 will be counted in your reload limit for the upcoming week.

Venmo Balance Reload Not Working

If a transfer fails, you will get an email. The money won’t leave your bank. So, what if Venmo reload won’t work? Below are possible reasons Venmo isn’t working:

1. You don’t have Venmo debit card

You can only add money to your Venmo balance if you have a Venmo Debit Card. Nevertheless, you can still pay friends or businesses in the app without adding money.

2. You don’t have the Venmo reload option

Some Venmo cardholders might not have the option to reload. But you can still add funds to your balance.

The Venmo Debit Card is a Mastercard from The Bancorp Bank. It’s accepted wherever Mastercard is in the U.S. The Bancorp Bank is an FDIC member. Mastercard and its circle design are trademarks.

A simple workaround with Cash App

What if reloading at Walgreens is your only option? Well, you might still have a shot if you have Cash App. Unfortunately, most cashiers do not know how this works, so you have to guide them through (if necessary).

  • Open your Cash App on your phone.
  • Tap your balance at the bottom.
  • Select “paper money”. A map will appear.
  • Click on your Walgreens location.
  • Look for a barcode or a “generate barcode” button.
  • The employee then scans the barcode off your device.
  • Once scanned, follow onscreen instructions and complete payment as usual.
  • That’s how you load it. Swiping the card won’t work.

When you have reloaded Cash App successfully, you can then send the money to your Venmo. Follow these steps to send money from Cash App to Venmo.

Common Questions

If you buy something and then change your reload settings, what happens?

When you buy something, the reload settings you had at that time will be used. So, if you change them after buying or turn them off, but don’t have enough money in your Venmo, it’ll still try to get money from the first method you set.

Can I use reloads for cash withdrawals?

No, you can’t. When you take out cash, whether from an ATM, getting cash back or over the counter, it only uses your Venmo balance. Even if you have reloads on, it won’t use them. And remember, you can only take out up to $400 daily. Check the Venmo card agreement for more info.


Sometimes, even if you turn off reloads and don’t have enough money in your account, Venmo’s card partner might let a transaction go through. If your Venmo balance goes negative, there’s no penalty. However, you need to cover any transactions made with your Venmo Debit Card.

Back to the initial question “Can I add cash to my Venmo card at Walgreens?” No, you can’t. Follow the steps here to reload your balance. Also, consider the Cash App method included in this post.


  • Adding Money to Your Venmo Balance. Venmo
  • Venmo Debit Card Reloads. Venmo
  • Reloadable Debit Cards. Walgreens

Read also: Ways to Use Venmo Virtual Card [Complete Guide]

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Seasoned, hands-on exec with a broad range of experience at both start-ups and large international corporations. Highly successful, results and customer oriented professional and with over 18 years experience in the software and payment innovations arena, with a proven track record in driving revenue growth and delivering results in operational performance and profitability through direct and indirect channels. Key focus is on customer success and delivering value and efficiency gains through tech. I live & breathe innovation in the payments arena - Visa & Mastercard card processing, UK Bacs, Faster Payments, Direct Debits, card acquiring & global payments are my junk food
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